www.IngDirect.com with atm finder and locator app & routing numberonline banking credit
Ingdirect.com is the website of Ingdirect, an online banking and
investment company. Because this company does not have any traditional
branches, it has lower costs that it can pass along to its customers in
the form of lower fees and higher interest rates. There are three main
areas of service for this company: banking, investment and retirement.
www.ingdirect.com describes the various areas of banking services offered. The Orange Savings Account features no fees, no minimum balances and free transfers. The Kids Savings Account helps children learn about saving. It has a competitive interest rate, no fees and no minimum balances. The Orange Certificate of Deposit accounts have terms ranging from six to sixty months. There are two types of checking accounts available at www.ingdirect.com. Electric Orange Checking earns interest on an increasing scale depending on the amount deposited. Automatic teller machine transfers are free. MONEY is the combination of a bank account and a debit card for parents and teenagers. MONEY has been set up to help teenagers learn how to handle money with their parents’ help. Mortgages are also offered by Ingdirect. Easy Orange is a fixed rate mortgage with a term of five or ten years and payments based on a thirty year repayment. Orange Mortgage is an adjustable rate mortgage with a term of five to seven years. All Ingdirect mortgages have no points or closing costs.
Ingdirect also offers investment services for its customers. PortfolioBuilder produces a customized portfolio for each investment customer. Ingdirect provides free investment research to its customers. There are two types of trades offered: automatic trades on Tuesdays for $4.00 a trade and any time trades for $9.95 a trade. Retirement planning is also available on www.ingdirect.com. There is a retirement planning tool on the website which creates a customized retirement strategy for each customer. Individual Retirement Accounts can also be set up on the website. Ingdirect.com provides information and useful tools for customers on its website.